Mortgage Rates This Week: 30-Year Fixed Rises to 7.40%
Freddie Mac's Oct 8, 2026 survey shows the average 30-year fixed rate at 7.40%, up from 7.28% last week. Here's what that means for Orlando homebuyers. Mortgage rates moved up again this week. According to Freddie Mac's Primary Mortgage Market Survey released October 8, 2026, the average 30-year fix
Down Payment Assistance: Grant vs. Deferred Loan vs. Forgivable Loan
Not all down payment help works the same way. Learn the difference between grants, deferred loans and forgivable loans, and the questions to ask a lender. "Down payment assistance" sounds simple, but it comes in different forms, and the form matters more than most buyers realize. Some help you never
Mortgage Rates Hit a 3-Year High — What It Means for Orlando Buyers
This week's mortgage rates climbed to a 3-year high. Here's what the numbers mean for Orlando-area buyers and sellers. Freddie Mac's latest Primary Mortgage Market Survey is out, and rates moved up again this week: 30-Year Fixed: 7.28% (up from 7.03% last week — the highest it's been in three years)
FL Assist vs. FL HLP: Comparing Florida's Down Payment Assistance Programs
FL Assist and FL HLP are two of Florida's most common down payment assistance programs — but they work very differently. Here's how to tell which one might fit you. If you've started researching down payment assistance in Florida, you've probably come across two names that sound similar but work ver
Mortgage Rates This Week: What the Latest Update Means for Buyers
Mortgage rates ticked up again this week. Here's what the numbers actually mean if you're planning to buy in Central Florida — and why waiting isn't always the safer move. Freddie Mac's weekly rate survey, released today, shows the 30-year fixed averaging 7.03%, with the 15-year fixed at 6.42% — bot
New on My Site: Down Payment Assistance Resources, All in One Place
A new tool on my site lets you search down payment assistance programs you may qualify for — grants, low-interest loans, and closing cost help, all in one place. One of the most common things I hear from buyers — especially first-time buyers — is some version of "I didn't know I could get help with
The Hometown Heroes Program: Up to $35K to Help You Buy Your First Home
If you work in healthcare, education, first response, or another essential role in Florida, you may qualify for up to $35,000 in down payment assistance. Here's how the Hometown Heroes program actually works. If you've ever felt like homeownership was just out of reach because of the down payment, I
The Fed Just Raised Rates Again — Here's What That Means for Your Buying Power
The Fed raised interest rates for the first time since 2023. Here's a real, no-jargon look at how that affects what you can afford to buy in Central Florida. I'll be honest — when a Fed rate hike hits the news, I get the same three texts from clients every time: "Does this mean I can't afford a hous
What Rising Mortgage Rates Mean for Orlando Homebuyers Right Now
Mortgage rates ticked up again this week. Here's what that means for buyers and sellers in Orlando and Central Florida — and how to make it work in your favor. If you've been watching rate headlines and feeling whiplash, you're not imagining it. Mortgage rates have been bouncing around all month,