A new tool on my site lets you search down payment assistance programs you may qualify for — grants, low-interest loans, and closing cost help, all in one place.

One of the most common things I hear from buyers — especially first-time buyers — is some version of "I didn't know I could get help with my down payment." The truth is, a majority of homes on the market qualify for at least one assistance program, but most buyers never find out because these programs are scattered across dozens of different agencies, counties, and lenders.

That's why I added a Down Payment Assistance search tool directly to my site. It's live now — you can check what you may qualify for here.

What the Tool Actually Does

This isn't a generic list of programs — it's a search tool that matches you against real, currently-available assistance based on where you're buying and your situation. It pulls from the same database used across Florida MLS systems, so the results are current, not a stale blog post from three years ago.

What Kind of Help Is Out There

Depending on your situation, you could qualify for:

• Grants — money toward your down payment or closing costs that you never have to pay back
• Low-interest or 0% loans — assistance loans layered on top of your mortgage, often with favorable or deferred repayment terms
• Mortgage Credit Certificates (MCCs) — a federal tax credit worth up to $2,000 a year for the life of your loan
• Closing cost assistance — help with the fees that catch a lot of buyers off guard at the closing table

Who Should Check This Out

Short answer: it's worth two minutes of your time even if you're not sure you'll qualify. I've had clients who assumed they made "too much" or didn't fit the mold for assistance programs, only to find one or two they qualified for once we actually ran the numbers. It costs nothing to check, and it doesn't affect your credit.

How to Use It

Head to the Down Payment Assistance tool, enter a few basic details, and it'll surface the programs you may be eligible for in Central Florida. From there, I can help you figure out which ones are worth pursuing and how they fit into your overall financing plan.

Curious what you might qualify for? Try the tool, or reach out and I'll walk through it with you directly — no pressure, just information.